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@retire_forty

Beth

retire_forty

Documenting my way to retiring at 40

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Hotel: $50. Dress: $12. That look when the #groom sees his #bride for the first time: priceless. One of my favorite #weddings of all time! Congratulations Klausing's! 🍾#love #fallwedding #party good #friends good #food good #airguitar #frugal #money #spend #smart #retirement #millionaire #mindset #retireforty
Guys. #groupon and #livingsocial are NOT dead! I saved $50 on this hotel for my friends #wedding just by buying through Groupon, and I fully intend on spending the money I saved on a hardcore #brunch tomorrow morning. Congratulations Kaycie & Justin!!! 😘 #hardcore #brunch #brunchhard #brunchsmart #bitcheswhobrunch #weddingseason #hotels #westin #iloveyou #retireforty
#kroger #gas for the #win #thankyoukroger.  It's a new month, which means a new #budget, which means I can now buy all the things I couldn't last month. Like gas. Good god how am I going to make it through #christmas...#merrychristmas #housesareexpensive #retireforty
One way to ensure you'll be able to retire early is by not buying $40 worth of #halloween #candy in a desperate but well intentioned attempt to get to know your new neighbors especially when the forecast is 44 degrees. I was $52 in the hole this month, and I think I know why, but I would rather overspend than feel the shame I felt during Halloween 2013 when I ran out of candy and had to turn all the lights off and the tv so nobody thought I was home. It was terrible. #happyhalloween !! #freecandy #candiesoncandiesoncandies #trickortreat #halloween2017 #tricks for #retiring #early #retireforty
When the medium sized cup just doesn't cut it anymore, and you can't afford to pay $16 in chili each week, it's time to look up the recipe. #chili
It was between this $6 Whole Foods soup or Wendy's 4 for $4, so I'm calling tonight's dinner a personal (not financial) win. Sometimes I'm fancy. When it comes to soup I'm fancy. #fancysoup #dinner #wholepaycheck #budget #budgethard #budgetsmart #budgetthatshit #fall #soup #itsgoodsoup #finance #money #healthy #splurge #healthyfood #kinda #retirement #retiree #retireeats #retireforty
Best #housewarming idea yet: ask your frans to bring a bottle of their favorite wine over, and host a wine tasting party! Stock the leftover bottles in your new home and look ultra sophisticated when an impromptu guest drops by. That's how I fool everyone into thinking I have my life together. In the meantime, I'm spending my evening with a little #scarlet, little #grey, and #pinkchampagne! Thanks @klmillard for the PERFECT housewarming gift 😍S'go BUCKS #party #ideas #friends #share #home #ohiostate #osu #buckeyes #wealth #luxury #house #gift #alcohol #celebrate #buckwild #retirement #retireearly #retireforty
When I bought my house, I took out a $116,000.00 mortgage loan. My mortgage is $803/month, yet my balance only decreased $180 after making my first payment. This was v annoying to me, so I made an additional payment (curtailment) to bring that balance down to $115,550.00 (shout-out to my #ocd fam). There is nothing more aggravating then paying a load of money and realizing just how much of it is going towards interest. Make those extra payments folks...even an extra $100 does wonders for your balance! #mortgage #loan #home #interest #finance #inspire #rich #wealth #goals #house #millionaire #mindset #grind #hustle #debtfree #retirement #retireforty
Curious...has anyone found #success selling #homemade products through a site like #etsy? I tried my hand at #diy coffee mugs today, and was wondering if selling personalized products is the way to go. Has anyone had raging success making their own shit and selling it? #girlboss #coffee #business #crafty #art #retirement #financial #planning #rich #goals #millionaire #sidehustle #millionairemindset #kitchen #retireforty
I subscribe to @learnvest (it's free) to learn #money, #wealth and #career advice. Here's what they say to do if you hate your job: 1. Make friends 2. Learn additional skills 3. Take a Vacation. I'm adding a #4: Retire! Life is short and I refuse to be conventional during my limited time on this beautiful earth with my friends and family #goals #retire #smart #live #unconventional #minimal #millionaire #mindset #livingthedream #dream #success #rich #retireearly #retireforty
Inspired to retire early more than ever after visiting #lake #keowee. Why wait until your sixties if you can have it all sooner? Need to crunch some more numbers and revisit my target age of 40...what are you doing to avoid a 40 year 9-5? #goals #lakelife #retirement #lakehouse #millionaire #mindset #rich #living #loving #life #livingthedream #retireearly #retireforty
I spy a sexy new garbage disposal! Thanks to my home warranty, this bitch cost $75 to replace; otherwise, it would've cost $110 + installation. If you don't have a home warranty, I highly recommend getting one through your homeowners insurance provider if possible, OR by negotiating one when you close on your next home! Also, during inspections, be sure to turn on every freaking faucet you can find and let those babies run. #sheesh #kitchen #home #warranty #savings #smart #negotiate #newhome #millionaire #mentality #rich #money #retirement #goals #retireforty
Ever tried making your own makeup? This #diy #makeup #remover #recipe requires only 3 ingredients: #baby #shampoo, #olive or #coconut #oil, and water! Mix 1/2 tbsp baby shampoo with 1/4 tsp oil. Add enough water to fill your small container and voila! You've just saved your future self thousands of dollars at least. So yes...I'm back to using mascara. But this time, I'm not spending an arm and a leg on makeup remover. #smart #savings #pretty #thrifty #frugal #rich #millionaire #mindset #retirement #goals #retireforty
Reading about everyone burning their eyes out today really got me inspired...#lasik #surgery here I come! My surgery is 100% covered by my #hsa so the #money is already there- I just needed a reason to use it! If your #employer doesn't offer a #health #savings #account, you are seriously missing out. Although this will cost roughly 5,000, I "view" it as an #investment into my health and future. See what I did there? Really wish I made the appointment prior to the #solar #eclipse doe...#planningfail #eyes #surgery #retirement #fire #retireforty
Have you checked your cell phone provider's plans within the last year? If not, you might be paying too much for too little. I recently changed my plan from 10G/$120 to 16G/$100. You read that correctly. Sonsa bitches. #discover #mobile #discount #plans #today #save #money #big #savings #smart #retirement #wealthy #rich #retire #early #retireforty
On a #budget but want to eat #organic #food? Can't help you much there. Try to #analyze other areas of your budget and cut down on those. I grilled $20 worth of #chicken tonight, and let's just say my friends at @wendys could serve up a fine artisan chicken meal for less than half the price. It's all about #balance folks, and tonight I felt like treating my body right.  Bone apple tea. #eat #spend #smart #grill #girlswhogrill #save #money #cookathome #backyard #bbq #millionaire #mindset #retireforty
When you find a dress that makes you feel like an #italian vixen and another that's fun & flirty, you buy both...for $30. @clothesmentorcincydayton you never disappoint! If you're not shopping at consignment shops, you're doing it wrong. #thrift #consignment #dress #flirty #fun #sexy #cheap the #black #one #is #whitehouseblackmarket #retireforty
Guys. WE DID IT. In no way did this venture save any money but plants aaare cheaper than pets and it's okay if you let them die accidentally. #success #fresh #veggies #grow #plants #green #cheap #local #produce #millionaire #wealth #young #money #retire #early #retirement #retireforty
My latest & greatest way to avoid paying for drinks...hellooo bachelor parties! Why yes I'll accept this giant #moscowmule in return for talking to your brother. Tryna retire early here. #noshame #brother #bachelor #free #alcohol #yes #thankyou #sir #freebies #savings #wealth #rich #goals #retirement #retireforty #fire #zofran
This is what I've been up to these past two months 😍I've spent more #money than I'll ever publicly admit, but buying my #firsthome is a #dream come true and a GIANT leap towards reaching my #fire #goals (financially independent, retire early). I put 20% down and plan on paying this baby off in 10 years...which is why I'm having baked beans for dinner tonight. #imback #home #financially #independent #retire #early #retireforty #bakedbeans
81% of #millionaires purchase their #cars instead of #lease. Of those, only 23.5% buy a #new #car. Looks like @d_kaps is living like a #millionaire! Congratulations!!!#millionairenextdoor #repost (@get_repost) ・・・ This sexy little number is now @d_kaps' ride! "They" say the way to get the most bang for your buck is to buy #used cars, typically when the car is about 3 years old. Tristan is a 2014 GMC with 26k miles on him, and cost about as much as DK's sedan which has about 77k miles on it. How's THAT for value?! Thanks @carmax for providing a great experience for @d_kaps' first car purchase. No more leasing for him! #wealth #retirement #financialfreedom #andawaywego s/o to @retire_forty because you're just as excited as I am 🤓

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